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Can I Use My HSA or FSA for Orthodontic Treatment?

Can I Use My HSA or FSA for Orthodontic Treatment?


At Orchard of Smiles Orthodontics, our team frequently gets asked questions regarding financial options for orthodontic treatment. Outside of insurance benefits, we recommend exploring HSA and FSA alternatives. Health Saving Accounts (HSA) and Flexible Spending Accounts (FSA) are frequently offered by your employer, and allow you to set funds aside for qualifying health care expenses for yourself, your spouse and your dependents.


In most cases, HSA and FSA accounts can be used for eligible orthodontic expenses. The portion of your orthodontic payments not covered by your dental insurance or any other dental plan are considered to be qualifying or eligible expenses.


You may be wondering how HSA or FSA orthodontic funding may help you save money. HSA and FSAs are types of savings accounts that let you set aside pre-tax money to pay for qualified medical expenses. By using pre-tax dollars from your HSA or FSA to pay for your orthodontic treatment, you can save money.


If this is an option, we suggest that you contact your HSA or FSA provider for specific details or inquire about this option with your employer.


Our office is committed to ensuring that everyone's dream is within reach. We offer budget friendly, interest free financing for your orthodontic treatment and we are in network with most major insurances. We also offer a free dental observation program and our orthodontic consultations are completely complimentary. To learn more, please call our office or schedule your complimentary orthodontic consultation directly from our website today!

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